apun bahan scheme assam  

Apun Bahan Scheme

The "Apun Bahan" scheme is an initiative launched by the Government of Assam to promote the ownership of vehicles among its residents. The scheme aims to make transportation more accessible and affordable by providing financial assistance for the purchase of vehicles.

Key features of the Apun Bahan Scheme include:

1. Financial Assistance: The scheme offers a subsidy on vehicle loans to eligible beneficiaries, making it easier for people to buy vehicles such as scooters, motorcycles, and cars.

2. Eligibility Criteria: The scheme is primarily targeted at specific groups, including government employees, youth, and women. Different criteria may apply depending on the category of the applicant.

3. Objectives: The primary goals of the Apun Bahan scheme are to improve mobility for residents, encourage the use of personal vehicles, and provide an economic boost to the automotive sector in Assam.

4. Implementation: The scheme is implemented in collaboration with various financial institutions and banks, which provide the necessary loans and subsidies to eligible applicants.

6. Loan Limits: Employees can avail a maximum loan of up to ₹15 lakh or 48 times their net monthly income, whichever is less.

7. Application Process: Applications must be submitted through the Drawing and Disbursing Officers (DDOs) with necessary documents such as Aadhar card, salary details, and job proof.How to aply watche this video

8. Purpose: The scheme aims to aid government employees in purchasing vehicles by providing financial support, with a budget of ₹12 crores allocated for this initiative.

The Apun Bahan scheme is part of Assam's broader efforts to enhance the quality of life for its citizens by improving transportation infrastructure and accessibility.

Impact:

• Economic Relief: By providing household items at subsidized rates, the scheme helps families save money that can be redirected towards other essential needs such as education and healthcare.
• Improved Living Standards: Access to essential items improves the quality of life for beneficiaries, contributing to their overall well-being.
• Empowerment: The scheme empowers economically weaker sections by ensuring they have access to necessary goods, thereby promoting social equality.

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